From my recurring income series; Our net savings / spending numbers for September 2015:
September spending came in a bit above our average, primarily due to a big vacation. The spending pie was heavily weighted to food and travel at about 24% of the spending each. We actually traveled much more frugally than I thought we might have. Then the home did hold it’s own to remain atop the list at 29% of total spending accounting for interest on the loan, property tax, and insurance. Then entertainment (really more travel expenses) accounted for 8%, followed by bills, transport, and “other” at about 5% each.
We received a little rental income in September for some AirBnB guests, and received 2 paychecks each, along with a little bonus. With our reasonable spending we hit a total savings rate of 62%. That’s actually quite a bit better than our goal of 50%, although that is mostly due to bad estimating of trip expenses. Income will be mostly steady in October, possibly a little extra rental income, and I expect we’ll be able to keep spending in check mostly. Therefore for October I’ll set a bit of a stretch saving goal of 75%. We’ll see what comes up 😉