From my recurring income series; Our net savings / spending numbers for August 2015:
August came in a bit below our average spending, with no major trips or purchases, and relatively restrained spending. The spending pie was dominated by the home – mostly mortgage interest, property tax, and insurance – accounting for 42% of our spending. Food followed at 22% of our budget. Then shopping (for some sporting goods) accounted for 10%, followed by sports and recreation (event registrations) at 7%. Also at 7% was general bills and utilities. Auto and Transport was 5% of the total for filling up on gas 4 times.
We received very little rental income in August for our first weekend of AirBnB, and received 2 paychecks each. I got some overtime for a work trip. With our generally lower spending we hit a total savings rate of 73%, just a bit better than our goal of 70%. Income will be steady in September, but spending is going to be about 50% above average due to a vacation out to the east coast, so for September I’ll set a realistic but respectable saving goal of 50%.