Income/Expenses – July 2015

Spending Pie Jul2015From my recurring income series; Our net savings / spending numbers for July 2015:

July came in well below our average spending, with no major trips, and relatively restrained spending.   The spending pie was dominated by the home – mostly mortgage interest, property tax, and insurance – accounting for 47% of our spending.  Food followed at 25% of our spending, which at an absolute level was a good deal less than usual.  Managed to go out to eat much less than usual and use a few stacked up gift cards.  Then auto and transport accounted for 7%, followed by bills, health (a doctor appointment), and gifts/donation (wedding gift) each at about 6% of the pie, and general shopping at 4%.

We received some rental income in July, but 3 paychecks each along with our lower spending really made the difference for our savings rate.  Out total savings rate was… 87%, way surpassing our goal of 78%.    Income will go down in August, and spending is likely to tick up just a bit including gas for a camping trip or two and two triathlon registrations ($107 each!  ouch…).   For August I’ll set the saving goal at 70%.

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One thought on “Income/Expenses – July 2015

  1. Pingback: Income/Expenses – Aug 2015 | LifeMoneyAndStuff

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