From my recurring income series, Our net savings/spending numbers for October 2014:
Expenses were very low to begin with. Some 50% of our spending was just the base housing expenses; another 5% went towards the bills. 22% went towards food, with our lowest food spending for quite a while. Various spending on general shopping, etc accounted for the rest. A decent month on transportation costs, largely thanks to a good month on the bike, only 9% of our total expenses went to transportation; I put gas in my SUV for the first time in four months.
With the Ms spending most of the last month traveling for work again it was a bit easier on the spending, but thankfully that seems to be coming to an end. Between a decent amount OT for both of us and our better spending we managed to save 80% of our income this month. that puts us at 72% on the year so far. We have an expensive trip coming up though, so my projection has that annual savings rate dipping to about 67% come year end.
I’ll set a goal for November of 75%. We’ll only squeeze in two paychecks each and probably little to no OT, though expenses shouldn’t be too high either.