Income/Expenses – June 2016

Spending Pie Jun2016From my recurring income series; Our net savings / spending numbers for June 2016:

We had our usual rental income and received 3 paychecks each, so a lot of income.   With our reasonable spending we hit a total savings rate of 88%.
That is an all time high!  Hopefully we can move more in that direction going forward.  We’ve seen a good trend of income steadily rising while spending has been flat.  Then hopefully in a few years the house will be paid off, although only about 2/3 of that “Home” spending is the interest payment I count as an expense, taxes and insurance won’t go away.

Income will be back to average in July due to 2 paychecks, and spending low to average, so I’ll set a saving goal of 80%.

Self-Propelled Commute Report – Jun 2016

trek12From the recurring segment:  time to document my commuting progress for June 2016.  I biked to work 14 of the 22 days I worked, for a  self-propelled rate of 64%, which was a bit below my goal. I drove myself to work two times, and carpooled the six other times.

For July I have high hopes for nice weather.  I’m planning to work about 20 days and my goal is to commute under my own power 15 of those days.  In June we drove a total of 714 miles, which is below our 6MMA.

Income/Expenses – May 2016

Spending Pie May2016From my recurring income series; Our net savings / spending numbers for May 2016:

We had our usual rental income and received 2 paychecks each.   With our reasonable spending we hit a total savings rate of 79%.  Income will be high in June due to 3 paychecks, and spending around average with maybe some later summer travel bookings built in, so I’ll set a saving goal of 80%.

Self-Propelled Commute Report – May 2016

trek12From the recurring segment:  time to document my commuting progress for May.  I biked to work 15 of the 16 days I worked, for a  self-propelled rate of 94%, which is very high, but I took a few days of sick leave.  I drove myself to work once times.

For June I’m planning to work about 21 days and my goal is to commute under my own power 16 of those days.  In May we drove a total of 871 miles, so-so.

Self-Propelled Commute Report – Apr 2016

trek12From the recurring segment:  time to document my commuting progress for April.  I biked to work 16 of the 21 days I worked, for a  self-propelled rate of 76%, which was right on my goal for days ridden.  Year’s finally getting on track.  I drove myself to work once times, and carpooled the four other times.

For May I again have high hopes for nice weather.  I’m planning to work about 20 days and my goal is to commute under my own power 15 of those days.  In April we drove a total of 766 miles, pretty good.

Income/Expenses – Apr 2016

Spending Pie Apr2016From my recurring income series; Our net savings / spending numbers for April 2016:

Spending was a big high, nothing really to report.  Spending pie looks as follows:  37% home, food/dining at 26%, then “shopping” 27%.  Bills were 8%, entertainment 12%, shopping 8%, other 3%, gifts/donations 6%.

 

We had our usual rental income and received 2 paychecks each.   With our reasonable spending we hit a total savings rate of 75%.  That’s just at our goal from February.  Income will be average in May, and spending around average to low maybe, so I’ll set a saving goal of 75%.

Income/Expenses – Mar 2016

Spending Pie Mar2016From my recurring income series; Our net savings / spending numbers for March 2016:

Spending was a big high, nothing really to report.  Spending pie looks as follows:  37% home, food/dining at 22%, then “shopping” 27%.  Bills were 10%, entertainment 7%, auto 4%, gifts/donations 3%.

 

We had our usual rental income and received 2 paychecks each.   With our reasonable spending we hit a total savings rate of 77%.  That’s just above our goal from February.  Income will be average in April, and spending around average, so I’ll set a saving goal of 75%.