Income/Expenses – Apr 2016

Spending Pie Apr2016From my recurring income series; Our net savings / spending numbers for April 2016:

Spending was a big high, nothing really to report.  Spending pie looks as follows:  37% home, food/dining at 26%, then “shopping” 27%.  Bills were 8%, entertainment 12%, shopping 8%, other 3%, gifts/donations 6%.

 

We had our usual rental income and received 2 paychecks each.   With our reasonable spending we hit a total savings rate of 75%.  That’s just at our goal from February.  Income will be average in May, and spending around average to low maybe, so I’ll set a saving goal of 75%.

Income/Expenses – Mar 2016

Spending Pie Mar2016From my recurring income series; Our net savings / spending numbers for March 2016:

Spending was a big high, nothing really to report.  Spending pie looks as follows:  37% home, food/dining at 22%, then “shopping” 27%.  Bills were 10%, entertainment 7%, auto 4%, gifts/donations 3%.

 

We had our usual rental income and received 2 paychecks each.   With our reasonable spending we hit a total savings rate of 77%.  That’s just above our goal from February.  Income will be average in April, and spending around average, so I’ll set a saving goal of 75%.

Self-Propelled Commute Report – Mar 2016

trek12From the recurring segment:  time to document my commuting progress for March.  I biked to work 15 of the 23 days I worked, for a  self-propelled rate of 65%, which was right on my goal for days ridden.  Best rate for the year, but still not up to par with last year.  This has been a record rainy year, and I’ve got more after work activities which make biking extra difficult. I drove myself to work five times, and carpooled the three other times.

For April I have high hopes for nice weather.  I’m planning to work about 21 days and my goal is to commute under my own power 16 of those days.  In March we drove a total of 971 miles, a 12 month high, so not the best, but it happens.

Income/Expenses – Feb 2016

Spending Pie Feb2016From my recurring income series; Our net savings / spending numbers for February 2016:

Spending was pretty decent, nothing really to report.  Spending pie looks as follows:  44% home, food/dining at 20%, then the auto at 8%.  “Health and fitness” for a doctor visit in January at 8%.  Bills were 12%, gifts/donations 5%, other 4%.

We had our usual rental income and received 2 paychecks each, but had a lot of extra income – a bonus each, plus a tax return.   With our reasonable spending we hit a total savings rate of 82%.  That’s just above our goal from January.  Income will be back to normal in March, and spending on the average-ish side, so I’ll set a saving goal of 75%.

Self-Propelled Commute Report – Feb 2016

trek12From the recurring segment:  time to document my commuting progress for February.  I biked to work 10 of the 20 days I worked, for a  self-propelled rate of 50%, which is well below my goal of 75%.  Mostly same reasons as before, cold rainy weather and some volunteering and sports after work. I drove myself to work three times, and did carpool all 7 other times.

For March I should be a bit more realistic.  I’m planning to work about 22 days and my goal is to commute under my own power 15 of those days.  In February we drove a total of only 538 miles, a big improvement, and well below our 12 month average of 705.

Income/Expenses – Jan 2016

Spending Pie Jan2016From my recurring income series; Our net savings / spending numbers for January 2016:

Spending was high high high.  Mostly for skiing, a ski trip, and a new kit for myself.  New board and bindings were pretty spendy, but the old set was over 12 years old and badly worn, I’d been shopping around the last few years. Also had an annual HOA payment and got major regular service on the car to keep it running smooth.

Spending pie looks as follows:  32% home, 17% shopping (that snowboard).  Food/dining at 17%, then the car at 11%.  Travel, “health and fitness” (snowboard tickets), and then bills came in at 7% each.  Bills were extra high due to a cold month, and we’ve used our roommate and pet as an excuse to run the house a bit warmer more often, when we used to use space heaters locally.

We had our usual rental income and received 2 paychecks each, so average income.   With our high spending we hit a total savings rate of 63%.  That’s far off at our goal from December, I hadn’t accounted well for some major expenses and hadn’t exactly planned for my new board.   Income will be a bit higher in February due to bonuses, and I expect we’ll be able to keep spending back down, so for February I’ll set a saving goal of 80%.

Self-Propelled Commute Report – Jan 2016

trek12From the recurring segment:  time to document my commuting progress for January.  I biked to work 8 of the 20 days I worked, for a  self-propelled rate of 40%, which is well below my goal of 75%, mostly nasty cold rainy weather.  I’ve got some volunteering and sports after work one day a week now, making biking a near impossible option, especially with rain, so I drove myself to work twice, and did carpool all 10 other times.

For February I’m planning to work about 20 days and my goal is to commute under my own power 15 of those days.  In January we drove a total of 1146 miles, a huge amount of which was for skiing and a ski trip.